Hayat Island
Dubai community · 0 off-plan projects
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About Hayat Island
Hayat Island is a man-made island development in Ras Al Khaimah, positioned along the emirate's northern coastline as part of RAK Properties' flagship waterfront vision. It's aimed squarely at buyers who want genuine beachfront living without Dubai price tags — and at investors who believe RAK's tourism and residential story still has meaningful runway. Our honest take: this is one of the more credibly planned island addresses outside of Dubai, and it's early enough that the upside hasn't been fully priced in.
Frequently asked questions about Hayat Island
Is Hayat Island a freehold community?
Hayat Island is part of Dubai's freehold framework — international buyers can take 100% ownership with full title registered at the Dubai Land Department. Purchases above AED 2 million qualify for the 10-year UAE Golden Visa. Properties below AED 750,000 may also qualify the buyer for a 2-year residence visa.
Can foreigners buy property in Hayat Island?
Yes. Hayat Island sits within Dubai's freehold zones, where international buyers take perpetual 100% ownership with title registered at the Dubai Land Department. No UAE residency is required to buy, though purchases above AED 750,000 (2-year visa) or AED 2 million (10-year Golden Visa) entitle owners to apply for residence.
What payment plans are available in Hayat Island?
Most off-plan projects in Hayat Island offer staged payment plans tied to construction milestones — typically a 10–20% deposit at booking, instalments through the build, and a balance on handover (commonly 60/40 or 70/30 splits). Some developers also offer post-handover payment plans of 1–3 years. Each project page above lists its specific plan.
What fees should I expect when buying in Hayat Island?
Standard one-time costs for any Dubai property purchase: 4% Dubai Land Department transfer fee, AED 4,000 DLD admin fee, 2% real estate agent commission, AED 4,000 trustee/registration fee, and a mortgage registration fee of 0.25% of the loan amount if you're financing. Budget an additional 6–8% of the purchase price for fees in total.
How do I view properties in Hayat Island?
Reach out via the form below — a Disruptive advisor will arrange a viewing of any listing or project in Hayat Island, including off-market opportunities and direct-from-developer launches. We're a RERA-licensed Dubai brokerage (ORN 1167819) operating from Citadel Tower, Dubai.
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